Trying to save feels impossible when you're prone to treating yourself every five minutes

I've been getting better at putting money away for a rainy day (or a mortgage in 20 years) but never know how much to save.

Some months I can throw a few hundred quid into my Revolut vault, but others I'll barely pop €50 in.

Saving is a luxury these days when a cup of coffee costs the guts of €5 but having a little nest egg does make me feel a little bit more secure.

I like knowing there's some sort of savings there, but often feel like I'm not saving enough.

The experts believe you should follow the 50-30-20 strategy which helps me the most.

It's important to remember that there will be some months where you can't save anything, but you shouldn't beat yourself up over this.

Life gets in the way and you may find yourself spending more during certain months. You could have a wedding to attend in summer or a string of doctor's appointments that take away any extra cash you want to save for a rainy day.

Following the 50-30-20 plan helps a lot because 20% of your salary is being tucked away in a savings account. It may not seem like a tonne of money but it'll slowly but surely start to build up over time.

According to CNBC, saving 20% is something we should prioritise.

You can put 20% into a savings account, 50% towards the things you need, and 30% toward the things you want.

This savings method won't stop you from spending money on little treats but it will also help you achieve your saving goals in a less stressful way.

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