As anyone who has ever tried in vitro fertilisation (IVF) will attest, it's far from an easy solution. 

On top of the toll the treatment takes on a woman's body, there's the added stress on your relationship, not to mention the hefty bill. In fact, at upwards of €4, 500 for one cycle, the cost of IVF can be prohibitive. Now an innovative IVF programme is making private infertility treatment more accessible. Access Fertility is partnering with a number of IVF clinics in Ireland for its 100 Per Cent Money-Back Guarantee Programme The programme aims to give peace of mind to people that are struggling to conceive by offering a total refund if patients do not have a baby. The programme is available at three locations in Ireland - the SIMS IVF group's locations in Clonskeagh in Dublin and in Cork and at Rotunda IVF in Dublin. A third of Access Fertility patients experience a live birth after one cycle of IVF and 70 per cent of patients experience a live birth when they go through three cycles. The programme covers up to three cycles of IVF and all frozen embryo transfers and is open to couples where the woman is aged up to 37 years old. With Access Fertility, women aged 37 to 40 can apply for the 50 per cent refund option. Any patient who is ineligible for the Refund Programme will automatically be offered the Multi-Cycle Programme, which gives patients (using their own eggs and aged 42 and under) up to two IVF cycles and all frozen embryo transfers requiring no medical review. Find out more about the programme here.